Privacy policy

This Privacy Policy governs how this application “Cash Advance - Loan Money App” (“App,” “we,” “our,” or “us”) collects, uses, stores, and protects user information.
By using the App, you acknowledge that you have read and understood this policy.

We do not collect or store any sensitive banking credentials, and all loan reviews or financial decisions are conducted solely by our verified third-party lending partner.

1. Data We Collect

For the purpose of delivering our services and meeting compliance requirements, we may collect:

1. Personal Identifiable Information (PII): Your name, email address, and similar data you voluntarily provide.
   
2. Device & Technical Data: IP address, device model, operating system version, and language settings.
   
3. Behavioral Data: Information regarding your in-app interactions, including session duration and feature usage.
   
4. Financial Profile Data: Loan request details or eligibility data you submit voluntarily.

2. Lawful Basis and Purpose of Processing

Your information is processed for legitimate purposes:

1. Lender Matching: To securely provide your data to our exclusive lending partner for eligibility review.
   
2. App Improvement: To analyze app performance, user patterns, and provide relevant experiences.
   
3. Regulatory Compliance: To satisfy security, legal, and reporting obligations.

By submitting your information, you authorize us to securely share it with our lending partner to process your request.

3. Data Sharing

We maintain strict data sharing practices:

• Permitted Sharing:

  • With our exclusive lending partner for loan eligibility evaluation.

• Prohibited Sharing:

  • We do not sell, lease, or trade personal data to third parties for commercial gain.

4. Data Storage and Retention

• All information is stored on secure servers utilizing industry-standard encryption protocols.
  
• Data retention is limited to the period required for operational, regulatory, and legal compliance.

5. User Rights

In compliance with privacy regulations, you have the right to:

• Eligibility Requirement: Be 18 years or older to use this application.
  
• Data Control: Request access, correction, or deletion of your data.
  
• Marketing Opt-Out: Unsubscribe from promotional communications at any time.

6. Contact for Privacy Matters

For privacy-related questions, requests, or concerns, please contact our support team.
We are committed to full compliance and to safeguarding your information.